*The 9% APR (Annual Percentage Rate) is the actual rate of return that will be earned in one year taking into account simple interest. The 9% APR is achievable if you join an XREX Club and of the staking contribution of that XREX Club. As an individual without any XREX Club joined, you can have up to 9% APR as well only if you stake the amount presented in the table below.

If you'd like to learn more about XREX Clubs please click on the following link: What are XREX Clubs?

Please note that a platform fee of 15% is charged against the prevailing APR. For example, if the current APR is 8%, a platform fee of 1.2% is charged, and the Effective APR earned by the customer is 6.8%.

The rewards level is measured by 30 days' average staked balance. The 8% APR is a monthly fixed rate that XREX will adjust on monthly basis. The example below is with 8% as a sample.

Effective APR is what you take home after deducting the platform fees. You can see the Effective APR presented in the table below:

Considering Club owners, they can also Earn 12% on the earnings of your Club member’s staking rewards. To find more about this, please click on the following link: What are the benefits of being a Club owner?