We understand the existing global financial system is not for everyone. Globally, there are 1.7 billion unbanked adults. According to World Bank research, people have to bear an average rate of 7.14% for sending $200 home. The challenge is not only on the personal level but also on the business aspect.
The Micro Small Medium Enterprise (NSME) finance gap in developing countries is above $5 trillion; 131 million -- or 41% -- of formal MSMEs in developing countries have unmet financing needs. While trying hard to find new solutions for financial access, 78% of businesses experienced attempted or actual B2B payment fraud. Solutions and services offered by XREX all aim to build socially-enabled financial access to solve the challenge and pain today and build the next generation financial system for tomorrow.
The XREX journey started in 2019. With a goal to target global B2B payment and C2C remittance markets, especially in emerging economies. XREX offers instant and secure online escrow service for cross-border business and global transactions, and the world’s most secure exchange platform against hacking, fraud, and illegal activities. Our users are scattered across the world with money transfer operators, cross-border merchants, working professionals overseas, small and medium enterprises owners, crypto enthusiasts, and more.
XREX has launched flagship products and features, including XREX fiat-crypto exchange, BitCheck, Profile & Contacts, and XREX Clubs to help people fully integrate into the international financial system. No more high fees, dollar crunches, cash flow shortages, and fear of being scammed.
XREX is a regulated and government-backed exchange that partners with international banks to support access to fiat money and cryptocurrencies access, including US Dollar (USD), USDT, Bitcoin (BTC), Ethereum (ETH), XRP, BCH, and more.
Run by an international team with over a decade of experience in global cybersecurity and backed by the Taiwanese government, security has always been the top priority for the XREX exchange. Partnering with world global leading KYC (Know Your Customer) and AML (Anti-Money Laundering) partners, including Sum&Substance, TRISA.io, Crypto Defenders Alliance, etc, XREX ensures trading in a secure environment with verified and trusted counterparties.
BitCheck is the most secure online payment guarantee to escrow funds for global transactions. As the most popular feature on the XREX exchange, BitCheck is your safest way to send and receive cryptocurrency and funds. Your transactions are completed within minutes. BitCheck acts as an independent third party withholding payment until everyone fulfills their responsibilities in the transaction.
Enjoy the best escrow transaction service which reduces counterparty risk and escrow without hassle.
Trust and security have been a major challenge for online transactions in fiat money and cryptocurrencies. We are committed to ensuring the safest environment where people feel comfortable to trade and make transactions with others. Profile & Contacts adds exciting social elements to your trading experience on the XREX exchange and helps you easily check the counterparty’s identity and information.
Build your trusted networks by Profile & Contacts.
** Please note that the images and videos displayed here may not always reflect the most current version of the XREX App. For the latest updates, we encourage you to refer directly to the XREX App. **
Stake and trade together to earn rewards and save fees.
We are honored to launch XREX Clubs, an upgraded version of the previous XREX Circles. XREX Clubs is a social trading community concept that empowers Club members to trade and stake together and enjoy incremental rewards plus lower trading fees.
Together with your fellow Club members, now enjoy incremental rewards plus lower trading fees! Higher trading volumes equal better trading fee discounts for all, trade more and level-up together. You can now reap group rewards by staking together and earning a better APR!
Club membership is exclusive but the benefits are inclusive! Being a part of a club means that all members enjoy better trading fees and staking rewards.
Earn
Our feature Earn enables XREX users to start staking with USDT and earn recurring income.
By staking through XREX, you can ensure that you receive the best value in terms of security and yield generation with flexibility in the staking amount and staking duration. Please note that the XREX Earn service will no longer be available to XREX Taiwan users starting July 31, 2025. If your account belongs to the XREX Taiwan platform and you have assets currently staked, we recommend that you begin redeeming them as soon as possible. If you have not redeemed your staked assets by the above date, the platform will automatically unlock your staking positions, and the assets will be returned to your wallet.
If you're unsure which XREX platform your account belongs to, please refer to this article: How to check which XREX platform my account belongs to?
XREX will continue to provide products and features to build social-enabled inclusive financial access that helps everyone to fully integrate to the global financial system.
Together, we grow and go beyond.
The XREX team
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Disclaimer
Please note that XREX is a fin-tech company aiming to comply with all regulations relevant to our services. The type and scope of services provided might be different depending on the jurisdiction where you are located and the relevant regulations for that jurisdiction.